Terms of
Service

The operational guidelines governing your use of the Negosyo Digital Creator Network.

1. Acceptance of Terms

By accessing or using the Negosyo Digital platform (including our mobile app and web portal), you agree to be strictly bound by these Terms of Service. You must be at least 18 years of age to register as a Creator.

2. Creator Certification

To maintain quality across the platform, Creators must complete the in-app training program and pass the certification quiz with a minimum score of 80% (4 out of 5 correct) before submitting live MSME data to the network.

3. Submissions & Media

All data submitted must be authentic and collected with the explicit consent of the business owner. Submissions require a minimum of 3 photos (portrait, location, product) and a valid audio/video interview. Fraudulent data will result in immediate termination.

4. Payouts & Economics

Creators earn PHP 500 for a successful video interview submission, and PHP 300 for audio-only submissions. Referral bonuses of PHP 1,000 are credited when a referred Creator completes their first paid submission. The minimum withdrawal threshold is PHP 100, processed securely via Wise API direct to local Philippine bank accounts.

5. Intellectual Property

By uploading media to Negosyo Digital, you grant us a worldwide, non-exclusive license to use, display, transcribe (via AI), and deploy the content to generate websites for the respective businesses.

6. Prohibited Conduct & Law

Manipulating the referral system, uploading AI-generated fake stores, or harassing business owners is strictly prohibited. These Terms are governed by the laws of the Republic of the Philippines. Any disputes will be resolved in Philippine jurisdictions.

Legal Inquiries?

Reach out to our legal department for clarifications on payout structures or Intellectual Property disputes.

Contact Legal HQ